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Personal finance archive / page 10

» Consumer credit is and easy way to end up in debt
It is exceptionally easy to get a credit card or other line of consumer credit now. This may initially seem great to somebody who is looking to make a major purchase - but beware.

» Get a copy of your credit report to protect yourself from credit fraud and identity theft
If you want to gain control of your own financial situation, and figure out how far you are in debt and why, then you should definitely get a copy of your credit report.

» How to lower your phone bill
There are a few ways that you can lower your phone bill by a significant amount - it just requires doing a little price comparing!

» Remember your tax deductions and you'll probably get money back after filing your taxes
If you're getting ready to file your taxes, there are a few things that you need to consider regarding your deductions.

» What is taxable income
Most of the terms that are thrown around when it comes to finances and taxes are not very well defined, and in fact, most people do not know what they mean.

» What is your marginal tax rate
If you're looking to find out how much money you're going to end up paying on taxes, you should definitely find out about your marginal tax rate.

» Consumer action: Putting the "Freeze" on credit files
One type of privacy protection being widely debated is the option to “freeze” your individual credit reports.

» Debit card vs. credit card - What are the differences?
Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday.

» Credit repair scams
Imagine finally being able to buy that new car, get debt collectors off your back, and enjoy a new found freedom from your past debts.

» Convenience can be costly - Understanding cash advances
You’ve just opened your credit card bill and attached to your statement you find a “convenience check” included.

» Programs to help you fund your american dream
The American Dream of home ownership is on the rise across the United States.

» 4 steps to creating good credit
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders.

» Different ways to borrow money
There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.

» What is bankruptcy?
Here is a useful guide to bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.

» Benefits and drawbacks of bankruptcy
Outlined below are some of the benefits and drawbacks of bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.

» What is a self-employed mortgage?
Self-employed mortgages, as the term implies are mortgages designed for those that are self-employed.

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Latest money articles

» Controlling the price changes in futures markets
The lock-limit is one way that the markets can be controlled.

» How much will price changes effect stock trading?
Price elasticity is an economics term that refers to the way that price changes of stock can affect the demand for that stock.

» Large volume trading in steps
Program trading is a term that is also used in at least two different (though similar) meanings.

» How many stock options are available?
Open interests are not a feature of all stock market trades. In fact, open interests are calculated based on options and futures trades.

» Protect your portfolio from large losses
If you are worried about the stock market, then you might want to consider portfolio insurances.

» Insure your investment without limiting returns
Are you looking for a way to trade on the stock market without having to deal with all of the risks?

» Regional funds explained
Increase your portfolio diversity with funds from other regions.

» What is a derivative?
Invest in commodities without buying the commodities themselves.

» What is an option?
An option is an agreement that a commodity or stock will be available for purchase at a set date.

» Should I always pay a commission when buying mutual funds
There are three main types of mutual funds when it comes to commissions.

» Find the lowest risk investment portfolio
If you're trying to find a good investment portfolio, then you may want to look at the Treynor measure.

» The difference between PAX World Funds and The World Funds
The first type is purchased through the company PAX, and these funds focus on socially responsible companies.

» The Alpha factor explained
A new method of differentiating between different investments.

» How good is your planned investment
A company prospectus is a legal document that has been filed by the company that you might be thinking about investing in.

» How do I find the best investment advisor?
If you're looking for the best investment advisor for you, you should make sure that you pay attention to the type of investments that that advisor usually recommends.

» How to find the best full-service stockbroker - ask questions
Before you decide who you should choose for your full-service stockbroker, make sure that this is the best option for you financially.

» Investing in commodities
Investing in commodities is not too hard to do - the real problem comes in when you are trying to decide which commodities you should invest in, and when it is better to buy or sell a particular product.

» Don't wait to get your retirement payments!
If you're looking for an annuity, there are a variety of different annuities to choose from.

» Multisector bond funds explained
If you are looking to invest in bonds, but you are not sure that you want to deal with making all of the purchases on your own, bond funds might be the right option for you.

» Private annuity explained
The biggest difference between a regular annuity and a private annuity is that private annuities take place between two individuals, instead of between an individual and an insurance company.

» Avoid estate taxes with a life insurance trust
If you're looking for another way to insure yourself with a life insurance policy that will avoid any taxes after your death, then you should look into getting a life insurance trust.

» What is a Section 1035 policy exchange?
Don't lose insurance money when you change policies.

» Who should consider annually renewable term life insurances?
If you're looking for a good insurance policy, then you should probably take a good look at your financial situation, and at what you can count on being your situation in the future.

» Death benefit only plan explained
If you need life insurance, but you are not able to afford the regular price for life insurance, then you might want to look into a death benefit only plan.

» How to save money on your homeowner's insurance
In the case of homeowner's insurance, the most common way to reduce the amount of money that you will be paying each month is to increase your deductible.


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